Kinerja 5 Tahun

Data Keuangan ( jutaan Rupiah) 2016 2015 2014 2013 2012
Laporan Laba Rugi dan Penghasilan Komprehensif Lain
Pendapatan Bunga 508,785 403,980 297,725 264,227 307,666
Beban Bunga 261,397 231,947 172,802 139,774 177,010
Pendapatan Bunga Bersih 247,388 172,033 124,923 124,453 130,656
Pendapatan Operasional Lainnya 9,320 6,704 13,901 6,081 7,107
Beban Operasional Lainnya 162,998 145,160 123,673 105,110 109,183
Beban CKPN Aset Keuangan & Non-Aset
Keuangan
12,319 5,307 6,228 12,017 14,908
Laba Operasional 93,710 33,577 15,151 13,407 13,672
Pendapatan (Beban) Non Operasional (1,422) 903 720 2,497 (446)
Laba Sebelum Pajak Penghasilan 92,288 34,480 15,870 15,904 13,226
Beban Pajak 24,301 9,609 3,986 6,939 8,165
Laba Bersih 67,987 24,871 11,884 8,965 5,061
Total Laba (Rugi) Komprehensif 70,029 59,960 13,542 (4,368) 2,825
Laba Bersih per Saham 19.83 9.88 5.36 5 3
Laporan Posisi Keuangan (Neraca)     
 Aset Produktif  3,723,389  3,041,122  2,396,338  2,040,103  2,259,089
 Kredit  3,266,100  2,638,006  2,006,304  1,517,507  1,980,963
 Treasury Aset  457,289  403,116  390,034  522,596  278,126
 Total Aset  4,134,764  3,417,884  2,691,129  2,291,194  2,578,274
 DPK  3,409,627  2,965,625  2,330,117  1,954,807  2,185,402
 - Giro  164,299  154,050  108,473  91,768  172,207
 - Tabungan  156,557  137,744  131,829  101,398  92,390
 - Deposito  3,088,771  2,673,831  2,089,815  1,761,641  1,920,805
 Total Kewajiban  3,491,699  3,052,397  2,416,279  2,044,886  2,324,496
 Ekuitas  643,065  365,487  274,850  246,308  237,821
Rasio Keuangan (%)     
ROA  2.53% 1.16% 0.69% 0.69% 0.50%
ROE 14.70% 9.21% 5.53% 3.78% 2.35%
NIM 6.96% 6.12% 5.38% 5.74% 5.60%
Rasio Kecukupan Modal (CAR) 21.38% 15.70% 15.23% 15.95% 12.89%
NPL-Gross 3.69% 2.98% 3.74% 3.91% 3.56%
NPL-Nett 2.48% 1.85% 2.35% 2.09% 2.85%
BOPO 82.00% 91.82% 95.08% 94.90% 90.59%
LDR 95.74% 88.95% 85.71% 76.58% 90.65%
Rasio Laba (rugi) terhadap Pendapatan 13.36% 6.16% 3.86% 3.32% 1.61%
Rasio Liabilitas terhadap Ekuitas 542.98% 835.16% 888.24% 979.92% 971.81%
Rasio Liabilitas terhadap Total Aset 84.45% 89.31% 89.88% 90.74% 90.67%
Jumlah Karyawan 596 594 639 638 637
Jumlah Kantor 31 32 32 32 32
Jumlah ATM 8 8 8 - -

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